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Bank Privacy Statement

This Notice is intended to describe how we collect, maintain and disclose customer information. This Notice may be amended from time to time in our discretion, If you have any questions, comments or complaints about the privacy of information about you, please contact us by mail at John O. Melby & Co. Bank, 36450 Main Street, P.O. Box 98, Whitehall, WI 54773, or by phone at 715-538-4358 or toll free at 866-566-2265.

We collect nonpublic personal information about you from the following sources:

Information we receive from you on application or other forms;

Information about your transactions with us or others; and

Information we receive from consumer reporting agency.

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policy and practices as described in this Notice.

We restrict access to you personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard you nonpublic personal information.