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- Deposit
Rates - Member FDIC · Each Depositor Insured to at least $100,000 |
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Investment Term |
Interest Rate | Annual Percentage Yield |
Minimum
Deposit to Open |
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| Certificates of Deposit | ||||
| 3 Month CD | $2,500.00 | |||
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$2,500.00 to $9,999.99 |
1.40% | 1.41% | ||
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$10,000.00 to $49,999.99 |
2.00% | 2.02% | ||
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$50,000.00 and over |
2.10% | 2.12% | ||
| 6 Month CD | $2,500.00 | |||
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$2,500.00 to $9,999.99 |
2.15% | 2.16% | ||
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$10,000.00 to $49,999.99 |
2.43% | 2.44% | ||
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$50,000.00 and over |
2.48% | 2.50% | ||
| 12 Month (1 Year) CD | $1,000.00 | |||
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$1,000.00 to $9,999.99 |
2.50% | 2.52% | ||
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$10,000.00 to $49,999.99 |
2.63% | 2.66% | ||
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$50,000.00 and over |
2.68% | 2.71% | ||
| 18 Month CD |
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$1,000.00 |
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$1,000.00 to $9,999.99 |
2.62% | 2.65% | ||
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$10,000.00 to $49,999.99 |
2.73% | 2.76% | ||
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$50,000.00 and over |
2.78% | 2.81% | ||
| 24 Month (2 Year) CD | $1,000.00 | |||
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$1,000.00 to $9,999.99 |
2.73% | 2.76% | ||
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$10,000.00 to $49,999.99 |
2.78% | 2.81% | ||
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$50,000.00 and over |
2.83% | 2.86% | ||
| 30 Month CD | $1,000.00 | |||
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$1,000.00 to $9,999.99 |
2.78% | 2.81% | ||
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$10,000.00 to $49,999.99 |
2.83% | 2.86% | ||
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$50,000.00 and over |
2.88% | 2.91% | ||
| 36 Month (3 Year) CD | $1,000.00 | |||
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$1,000.00 to $9,999.99 |
2.88% | 2.91% | ||
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$10,000.00 to $49,999.99 |
2.93% | 2.96% | ||
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$50,000.00 and over |
2.98% | 3.01% | ||
| 48 Month (4 Year) CD | $1,000.00 | |||
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$1,000.00 to $9,999.99 |
2.98% | 3.01% | ||
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$10,000.00 to $49,999.99 |
3.03% | 3.06% | ||
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$50,000.00 and over |
3.08% | 3.12% | ||
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Individual Retirement Accounts |
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Variable Rate IRA |
2.77% | 2.80% | $100.00 | |
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Individual Retirement Accounts are variable rate accounts, and interest rates may change after account opening. |
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| Savings Accounts | ||||
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Personal Money Market Savings |
$2,500.00 | |||
| $2,500.00 to $9,999.99 | 0.92% | 0.92% | ||
| $10,000.00 to $24,999.99 | 1.38% | 1.39% | ||
| $25,000.00 to $99,999.99 | 1.79% | 1.80% | ||
| $100,000.00 and up |
1.98% |
2.00% |
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Savings Account |
0.75% |
0.75% |
$25.00 |
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Money Market Savings and Savings Accounts are variable rate accounts, and interest rates may change after account opening. |
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Health Savings Account |
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Daily Balances of $100.00 and up |
4.91% | 5.00% | $100.00 | |
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Christmas Club Accounts |
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| With Automatic Transfer | 5.13% | 5.25% | $5.00 | |
| Without Automatic Transfer | 5.00% | 5.13% | $5.00 | |
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Christmas Club Accounts mature October 31, 2008. Contributions are limited to $50.00 per week or $200.00 per month. Sorry, there are no lump sum deposits allowed. |
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| Transaction Accounts | ||||
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NOW Account |
0.15% | 0.15% | $25.00 | |
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A minimum average balance of $1,000 is required for payment of interest on NOW Accounts. |
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Annual percentage yields are accurate as of August 22, 2008 and are subject to change. Penalties for early withdrawal from time deposit accounts may apply, and fees based on transactions and/or minimum balances could reduce earnings. |
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John O. Melby & Co. Bank, Whitehall WI 54773 |
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